🔒 Privacy Policy
Effective Date: September 9, 2025
At Hypto Money, your privacy is our priority. This Privacy Policy
explains how we collect, use, share, and protect your personal and
financial information when you use our mobile application or website.
By using Hypto Money, you agree to the practices described in this
Privacy Policy.
1. 📋 Information We Collect
We collect the following types of information to deliver our services:
a. Personal Information
- Full name
- Mobile number
- Email address
b. Financial Information
- Bank account details
- UPI ID and transactions
- Aadhaar-linked AEPS data (where applicable)
c. Device & Usage Data
- IP address
- Device type and operating system
- Geolocation (used only for compliance and service accuracy)
2. 🔄 How We Use Your Information
Your data is used only for the following purposes:
- To complete financial transactions securely
- To verify identity (KYC) and comply with RBI regulations
- To personalize your experience
- To send important service updates
- To provide customer support
✅ We do not sell your personal data to anyone.
3. 🤝 Sharing Information with Trusted Partners
We share your data only with authorized and regulated third parties
for service fulfillment. These include:
- Banking & Payment Gateways: Razorpay, PayU, etc.
- Investment Platforms: SEBI-registered Mutual Fund & NPS partners
- Lending Partners: RBI-licensed NBFCs and banks
- Digital Gold Providers: SafeGold, MMTC-PAMP
- AEPS & Utility APIs: NPCI-compliant service providers
Every partner follows strict data protection and compliance standards.
4. 🔐 Data Security Measures
We protect your data using:
- End-to-end encryption
- Secure server storage
- PCI-DSS compliant payment gateways
- Strict internal access control
✅
We do NOT store UPI PINs, card CVVs, or any sensitive payment
credentials.
5. 📱 Payment Security
All payments are processed through certified gateways:
These platforms handle your sensitive payment information securely and
directly — Hypto Money never stores your UPI PIN, debit/credit card
number, or CVV.
6. 📌 Your Rights
As a user, you have the right to:
- Request access to the data we hold about you
- Ask us to correct or delete your data
- Opt out of marketing communications
📧 To exercise these rights, email: support@hyptomoney.in
7. ⚠️ Disclaimers
-
Investment options (Mutual Funds, SIPs, NPS, Digital Gold) carry market risks.
Please consult a financial advisor before investing.
-
Hypto Money does not guarantee any returns and does not offer
financial advice.
-
All deposits and loans are facilitated via RBI-regulated
institutions. Terms may vary by partner.
8. 🌍 Legal Compliance
Hypto Money complies with:
- RBI and NPCI guidelines
- SEBI investment regulations
- DICGC deposit insurance (for FD partners)
- IT Act and other relevant Indian data protection laws
9. 📝 Changes to This Privacy Policy
We may update this policy from time to time. If major changes occur, we
will notify users via the app or email.
10. 📞 Contact Us